No disrespect to TNH, but "baggage" is something you deal with in real life--by accepting your shortcomings and working on them. Just seems way too easy to sit in the monastery without ever creating a life for yourself: Without ever finding what you do best, and how to go about doing it.
As for defilements, they can be worked on, too, in real life. Confronting the reality of our own weaknesses and desires as adults seems to me to be far more useful than hiding away in a monastic setting. When the time comes, and if it is right for your path, do it. Until then create your own peace in every moment. Put the teachings into practice, even when it is hot, noisy and crowded. Even when people really bug you. Even when you'd rather do something else!
A lifetime of sitting won't be of value if you can't do that.