There's been some good points raised and I'd like to pick them up in the established context of helping you improve your Dhamma Wheel experience.
From my point of view, the Terms Of Service represent the guidelines, or minimal standards for behaviour within the community. It's great if people want to go beyond those standards personally, but I don't think we can enforce our personal elevated standards upon others.
To that end...
1. If you think the Terms Of Service can be improved to better explain and make reference to the types of behaviour that you deem improper, please put forward your suggestions.
2. If you think that moderators need to enforce the Terms Of Service more rigorously with regards to a particular TOS component, again, please raise it. It will help draw our attention to it.
Perhaps someone, Christopher::: maybe, might like to start a new topic on this in the Suggestion Box? I'm just wary of this particular topic becoming a mish-mash of interconnected ideas that get lost along the way.
And again, if someone says something inappropriate in the forum itself, please try to avoid such discussion about standards within the actual topic, as that constitutes meta-discussion and is notorious for sending topics off-topic. There is the report button, there is the suggestion box... there is a proper channel for all these things.