I was feeling unwell before I did the transcription, so there's no need to apologise!
Yes, it is hard to grasp! However, as Venerable stated, it is vipassanabhavana which leads to the eradication of the defilements, so just maintain your vipassana practice! Also, I have found with increased practice I've found aspects of the Dhamma intellectually easier to understand.
As for having to do nothing after attaining stream-entry... I tend to think that as one reaches stream-entry one is naturally inclined towards practice. Not that I am anywhere close to stream entry but my own experience is that as I've matured in my practice, I'm inclined towards those things which support my practice and I naturally shun those things that are detrimental.
You might find it interesting that a teacher within the tradiiton I practice, Webu Sayadaw, knew no Pali and apparently not well versed in the Abhidhamma. Yet, his close disciples considered him to have attained Arahantship, and all on the back of just observing his breath (anapana-sati)!! Yes, knowledge of the complicated processes of mind is not necessary but many people find sutta and abhidhamma study beneficial. But each to his own, I guess.
“No lists of things to be done. The day providential to itself. The hour. There is no later. This is later. All things of grace and beauty such that one holds them to one's heart have a common provenance in pain. Their birth in grief and ashes.”
- Cormac McCarthy, The Road
Learn this from the waters:
in mountain clefts and chasms,
loud gush the streamlets,
but great rivers flow silently.
- Sutta Nipata 3.725
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